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    Texas Car Insurance Requirements

    Last updated 17 days ago

    In Texas, drivers are required to pay for accidents if they are determined to be at fault. Most drivers do this by purchasing auto liability insurance, which pays to replace or repair the other driver’s car as well as their medical expenses if you are at fault in a car accident. The minimum auto liability insurance that meets Texas state requirements is called 30/60/25 coverage, which covers $30,000 for each injured person up to a total of $60,000 per accident, and $25,000 for damaged property per accident. Because medical expenses and modern car repair expenses can exceed those figures quite easily, it is often recommended to buy more than the basic level of coverage. Learn more about Texas car insurance requirements at Texas.gov.

    Benny Boyd Lubbock Used Superstore near Texas Tech is happy to help our customers understand the Texas car insurance requirements. Whether this is your first car purchase or you have bad credit and need a loan for a reliable pre-owned car, we’ve got your back. Call us at (877) 858-3767 or browse our website for more information about what we have to offer.

    Summer Car Care Tips

    Last updated 24 days ago

    Did you know that summer rivals winter for how much damage it can do to your car? To make sure your car is prepared for summer weather, check to see that your battery is within warranty. If it isn’t, replace it as soon as possible to avoid an untimely breakdown this summer. Check the tire pressure at least once per month to be sure it is at the recommended air pressure, found on a sticker in the driver’s side doorsill. Watch the video clip for more summer car care tips.

    Benny Boyd Lubbock Used Superstore recognizes the importance of car maintenance. This is why all of our pre-owned cars are thoroughly inspected before being sold. To see our inventory, check out our website or visit our pre-owned car dealership next to Texas Tech today. For more information, please call us at (877) 858-3767.

    How to Get a Car Loan with Poor Credit

    Last updated 1 month ago

    Many people feel overwhelmed by the process of shopping for a car loan. At Benny Boyd Lubbock Used Superstore, we understand this, which is why we offer great financing options for everybody—even those with bad credit. If you have poor credit, here are some tips we would like to share with you as you shop for a car loan.

    Look Over Your Credit Report

    Just because someone said you have bad credit doesn’t mean you actually do. Take a look at your credit report by going to AnnualCreditReport.com. Look it over for any errors—such as “unpaid” bills that you paid or “late” bills that you remember paying on time. Correcting errors in your credit report is worth doing, as it can raise your credit score enough to qualify you for a more favorable car loan.

    Shop Around

    If you have bad credit you may need to shop at a variety of different auto dealers, banks, credit unions, and even reputable online lenders to find the car loan you need. One of your best options will be to go to a car dealer that is willing to offer car loans to those with poor credit. At those car dealerships you will usually find a great value car, and a car loan with a decent interest rate.

    Ask a Friend or Your Partner to Go With You

    It can be intimidating and even confusing when you go to apply for a car loan, which is why it’s beneficial to go with a friend or your partner if possible. This person can help you determine whether the loan terms are reasonable or not.

    The process of finding a bad credit car loan can be draining, but Benny Boyd Lubbock Used Superstore believes it shouldn’t. Located right next to Texas Tech, we have worked with thousands of customers in the past who have bad credit. Come to our dealership or visit our website to see our selection of pre-owned cars, and call us at (877) 858-3767 for more information.

    Signs You Could Benefit from a Newer Car

    Last updated 1 month ago

    You don’t need to buy a brand new car to enjoy excellent transportation. In fact, you can get one that’s just as safe, reliable, and attractive for thousands less by shopping at a reputable pre-owned car dealer. To find out if it’s time to upgrade to a newer car, check out this article.

    Your Car Requires Excessive Repairs

    All cars require maintenance and occasional repairs to function safely, efficiently, and reliably. But when your car starts to require fairly major repairs every year, it’s time to consider whether your money is better spent on a newer car instead. This is especially true if the cost of a single repair borders on the resale value of the vehicle.

    Your Car Has Too Many Miles

    Some people like to drive their cars for as long as possible, accumulating sometimes up to 250,000 miles on the odometer. And while some cars are certainly designed to go that far without too much trouble, the risk of an untimely breakdown or complete failure becomes much greater when most cars have accumulated this many miles.

    Your Car Doesn’t Fit Your Needs

    While a compact car gets great mileage, it usually cannot provide the passenger or cargo space that a family requires. Similarly, driving an SUV after the kids have moved out is for many people a waste of fuel. If you feel that the size, make, or age of your current vehicle doesn’t fit your needs, visit a pre-owned car dealer to find a car that will.

    Your Car Isn’t Safe Enough

    Every year cars are safer than they were the year before. Features like anti-lock brakes, electronic stability control, traction control, and side airbags are in virtually every used car built in the last several years. If you have a family, upgrading to a car that offers better safety could also greatly improve your peace of mind on the road.

    To shop some excellent used car deals near Texas Tech, come to Benny Boyd Lubbock Used Superstore. Visit our website to see our inventory, and call us at (877) 858-3767 for more information.

    Common Car Buying Mistakes to Avoid

    Last updated 1 month ago

    The car buying process can be daunting, even for the most experience shoppers. To ensure that you get the most out of your car shopping experience, it is essential to be aware of some common car buying mistakes. By learning from the mistakes of others, you will fully prepared to purchase the perfect used vehicle for your driving needs. Here are some of the most common car buying mistakes that should be avoided.

    Neglecting to Research

    The first step of every car shopping experience should be researching different makes and models of vehicles. If you neglect to do your research, you will not be aware of what cars may be the best fit for your driving needs. By spending time exploring some vehicles that are suited for your driving needs and lifestyle, you will be fully prepared when you walk onto the dealership lot.

    Rushing the Test Drive

    The test drive is one of the most critical steps of buying a used car. If you rush through the test drive, you will not be able to get a good feel for the performance and quality of a vehicle. During your test drive, it is a great idea to take your time behind the wheel and get a thorough sense of all that the car has to offer you.

    Choosing the Wrong Vehicle

    If you choose the wrong vehicle for your driving needs, you will experience dissatisfaction for many miles down the road. For example, it is a mistake to purchase a sedan when your driving needs require the space and capabilities of an SUV. To ensure that you select the right vehicle, you should work with your sales representative to make the perfect pick.

    At Benny Boyd Pre Owned Lubbock, we will make sure that you have a fantastic used car shopping experience. We are proud to provide the Red Raiders of Texas Tech with a great inventory of quality used cars. To learn more about the bad credit auto financing services that we have to offer, call (877) 858-3767. 

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